Find Your Best Rate In 60 Seconds
Compare rates from 100+ lenders instantly
Who Are You? We've Got You Covered
Choose your journey below and get personalized rates
Homeowner
Mortgage, refinance, or home equity loans
Explore Options
Life Insurance
Protect your family's future
Explore Options
Auto & Home Coverage
Car and property protection
Explore Options
Real Estate Investor
DSCR and portfolio loans
Explore Options
Business Insurance
Liability, property, and commercial coverage
Explore Options
Business Loans
Working capital and growth financing
Explore OptionsJoin 50,000+ Americans Who Found Their Rate
Real stories from real customers
Sarah M.
Houston, TX
RateRoots made getting my HELOC so easy. The process was quick and the rates were unbeatable. I'd recommend them to anyone looking for home equity financing.
Your Path to Approval
4 simple steps to get your best rate
Take Quiz
Answer a few quick questions
60 secondsGet Results
See your personalized rates
InstantVerify Phone
Quick verification call
30 secondsGet Approved
Connect with loan specialist
Same dayNo credit check required • Takes less than 2 minutes
Why Choose RateRoots?
We're different from other lead aggregators
Compare 100+ Lenders
Get quotes from the nation's top lenders all in one place. We do the shopping so you don't have to.
Lightning Fast Results
See your personalized rates in 60 seconds. No waiting, no hassle—just instant answers.
Bank-Level Security
Your data is protected with 256-bit encryption. We take your privacy and security seriously.
Expert Guidance
Our licensed specialists are here to help you navigate the process from start to finish.
100% Free Service
We never charge you a fee. Our service is completely free with no hidden costs.
Award-Winning Service
Rated 4.9/5 stars by over 50,000 satisfied customers. See why they chose us.
Explore Our Loan Products
Find the perfect financing solution for your needs
Home Equity Loan
Tap into your home's equity for renovations, debt consolidation, or major purchases.
Updated 5 min ago
DSCR Investor Loan
Finance rental properties based on cash flow, not personal income. Perfect for investors.
Updated 5 min ago
Business Loan
Grow your business with flexible financing. Fast approval for qualified businesses.
Updated 5 min ago
Ready to Find Your Best Rate?
Join 50,000+ satisfied customers who saved money with RateRoots. Get your personalized rate in 60 seconds.