Last Updated: December 1, 2025

Disclosure Notice

RateRoots, Inc. ("RateRoots") operates a technology platform that provides educational information and facilitates consumer inquiries and connections with independent third-party providers ("Network Partners"). This Disclosure Notice is intended to provide transparency regarding how the Platform operates.

Not a Lender or Financial Institution

RateRoots is not a lender, creditor, mortgage loan originator, broker, financial advisor, or insurance producer. We do not make credit decisions, determine eligibility, set pricing or terms, or fund financial products.

Nature of Information Provided

Information made available through the Platform is for informational and educational purposes only. It does not constitute legal, financial, tax, insurance, or investment advice.

Marketplace and Matching Services

When you submit an inquiry, RateRoots may attempt to identify one or more Network Partners whose products or services may be relevant to your inquiry. RateRoots does not guarantee that you will receive an offer, that you will be contacted by a Network Partner, or that any specific terms, rates, or options will be available.

Compensation Disclosure

RateRoots may receive compensation from Network Partners in connection with consumer inquiries. Compensation may influence which Network Partners appear or are matched, and RateRoots does not represent that all available products, services, or providers in the marketplace are included.

Third-Party Responsibility

All products and services are offered, evaluated, and provided solely by Network Partners. RateRoots is not responsible for the actions or omissions of Network Partners, the accuracy of third-party information, or any agreements entered into between you and a Network Partner.