RateRoots Auto Insurance Marketplace
The bundle that pays for itself
Adding ~$15/month in renters insurance unlocks $15–$40/month off your auto premium. Net positive for almost every renter.
Free • No SSN required • Licensed carrier partners
The math, on a $1,800/yr auto policy
| Scenario | Auto premium | Renters premium | Annual total |
|---|---|---|---|
| Auto only | $1,800 | — | $1,800 |
| Auto only + standalone renters | $1,800 | $185 | $1,985 |
| Bundled auto + renters (10% discount) | $1,620 | $185 | $1,805 (save $180/yr) |
Discounts vary 5–15% by carrier. Use a real quote to confirm the discount applied to your state and tier.
What renters insurance covers
- ✓Personal property — furniture, electronics, clothing, bikes
- ✓Theft, fire, vandalism, water damage (not flood)
- ✓Personal liability if someone is hurt in your apartment
- ✓Additional living expenses if your unit becomes uninhabitable
- ✓Pet liability (most policies, with limits)
- ✓Loss of property while traveling
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Drivers can save an average of $847/year. See your rates from top carriers.
Frequently asked questions
Yes — net positive for almost every renter. A typical renters policy costs $14–$22/month. The bundle discount on auto is usually $15–$40/month, so you come out $5–$25/month ahead AND you get $20,000+ in personal-property coverage you didn't have before.
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