RateRoots Auto Insurance Marketplace

Compare home insurance quotes side by side

One short form, real quotes from 20+ home insurers. Most homeowners save $300–$900/year by comparing.

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The 4-step comparison process

  1. 1

    Gather property basics (60 sec)

    Address, year built, square footage, roof age, claims history.

  2. 2

    Run a single comparison search

    RateRoots pings 20+ home insurers at once — one questionnaire, many quotes.

  3. 3

    Filter by what matters

    Sort by lowest price, claims rating, or biggest savings vs. current carrier.

  4. 4

    Bind and notify mortgage servicer

    Most policies bind same-day. We help time the switch to avoid double-paying.

What to look at beyond price

Claims satisfaction

J.D. Power home claims scores are the single best predictor of how a claim will actually go. A $40 saving doesn't justify a 60-day adjuster delay.

Financial strength

A.M. Best A or better signals the carrier can pay catastrophic-event claims. Avoid B+ or below regardless of price.

Bundle eligibility

If you have auto insurance, factor in the bundle — it can shift the cheapest carrier ranking entirely.

Compare car insurance quotes in 60 seconds

Drivers can save an average of $847/year. See your rates from top carriers.

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Frequently asked questions

At least 3 — and ideally 5. Carriers underwrite roof age, fire-service distance, claim history, and credit very differently, so the same home can see a 40%+ price spread across insurers.

Ready to lower your homeowners premium?

Compare quotes from top home insurers in your state and see your bundle savings.

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