HELOC lenders
Home Equity Line of Credit
24
lenders offering HELOC in our directory
51
states with lender coverage
So Cal Capital
AL, AK, AZ, AR, CA, CO +45 more1st and 2nd Trust Deeds, Purchase, Refi & Cash Out, Bridge, Stabilize and Fix & Flip, SFR, Multifamily, Apartments, Commercial, Industrial and Land, K to $10 million, Rates starting at , Points starting at 1.5%, 12 – 60 month term, No Prepayment Penalty, Flexible DSCRs, Up to 75% LTV, No Minimum FICO, Lending Nationwide (certain states on a case-by-case basis)
Max LTV: 75%FBC Mortgage
AL, AR, CA, CO, CT, FL +19 morePurchase, Refinance, Renovation, second home, non warrantable condos, Jumbo, Super Jumbo up to 20 Million , 5/1 or 10/1 ARM on Primary & 2nd home - 5/1 ARM on Part time property, investment, or vacation rental, dome homes, octagonal homes, homes half on land and half on stilt over water, shipping container homes, airplane hangars in fly in communities, equestrian properties, condos with a portion of commercial, non warrantable condos
NexBank (DSCR and Bank Statement)
AL, AR, CA, CO, CT, DE +18 moreDSCR long Term rates in + rates 5/1 ARM - For NEX Bank, the website is design doesn’t work for us as we cannot limit user access across the company as all users will have access to personal company financials and other. They are a smaller old fashioned bank with products we bank with 😊 For Nex Bank, all users will need to please secondary for your pricing ********** Also, NEX Bank only accepts loans once they are complete with appraisals in hand. Once you have 1003, all docs and appraisal, you
Marquee Funding Group, Inc.
AL, CA, CO, CT, DE, HI +14 moreprivate money lender based in LA, commercial, Land, Construction, Multi Fam, Foreign Buyer, Cannabis owner occupied residential, construction, all cah bridge loans, and junior loans (2nd, 3rds etc). Pretty much anything under LTV in California , k min loan limit anything outside of CA
Max LTV: 70%Remn
AL, AR, CA, CO, DE, FL +14 moreconventional, government AND non QM lender , JUMBOS AT LTV, BANK STATEMENT, 1099 ONLY, INVESTOR CASH FLOW, RENOVATIONS / FHA, VA, Bank Statement, ITIN / Foreign, DSCR, Stand Alone 2nd, Piggy Back, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Jumbo, No Ratio, No Income Docs, Asset Depletion, USDA, Close in LLC
Max LTV: 95%The Lender (Hometown Equity Mortgage - HTEM)
AL, AR, CO, DE, ID, IL +14 moreFHA, VA, Bank Statement, ITIN / Foreign, Reverse, DSCR, DPA, Stand Alone 2nd, Bridge, Interest Only, 40 Year Option, ARMs, Multi Family, Condotels, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, Asset Depletion, USDA, Close in LLC
Redwood
AL, AZ, AR, CA, CO, DE +11 moreInvestment - Bridge lending - Stand Alone, Stand Alone 2nd TD's and Private Money 1st Trust Deeds from ,000 to $10,000,000 in the State of California only (Residential / Commercial properties). We can lend on Commercial Properties only in the Phoenix AZ Metro area.
Finance of America
AL, AR, CO, DE, FL, IN +10 moreConventional, Combo HELOC, FHA, VA, Jumbo, Non-QM , Fix and Flip, Commercial, Piggy back 2nd, Cryptocurrency, Investor FHA, VA, Bank Statement, Fix and Flip, Reverse, DSCR, Piggy Back, Interest Only, ARMs, Jumbo, Asset Depletion, USDA, Close in LLC
FundLoans
AL, AR, CO, DE, GA, IN +10 moreQM Jumbo, Alt Doc, Non QM Full Doc up to 5M, DSCR, Bank Statement, Cryptocurrency (Bitcoin Only) / Bank Statement, ITIN / Foreign, DSCR, Interest Only, 40 Year Option, ARMs, Condotels, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, Asset Depletion, Close in LLC, CPA P&L Only- We don't need to introduce bank statements for income-qualifying purposes. We also have a 40 Year Fixed term, no IO. , stand alone second mortgage
Sierra Pacific Mortgage
AL, AR, CA, CO, CT, DE +10 moreForward lock, CaLHFA, DPA for first time buyers, Jumbo, Conventional, Homeready, Home possible, FHA, VA, USDA, CalHFA, forgivable equity builder, manufactured, 1st & 2nd combo
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