FHA lenders
Federal Housing Administration loans for first-time homebuyers and low-to-moderate income borrowers
36
lenders offering FHA in our directory
35
states with lender coverage
Remn
AL, AR, CA, CO, DE, FL +14 moreconventional, government AND non QM lender , JUMBOS AT LTV, BANK STATEMENT, 1099 ONLY, INVESTOR CASH FLOW, RENOVATIONS / FHA, VA, Bank Statement, ITIN / Foreign, DSCR, Stand Alone 2nd, Piggy Back, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Jumbo, No Ratio, No Income Docs, Asset Depletion, USDA, Close in LLC
Max LTV: 95%The Lender (Hometown Equity Mortgage - HTEM)
AL, AR, CO, DE, ID, IL +14 moreFHA, VA, Bank Statement, ITIN / Foreign, Reverse, DSCR, DPA, Stand Alone 2nd, Bridge, Interest Only, 40 Year Option, ARMs, Multi Family, Condotels, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, Asset Depletion, USDA, Close in LLC
WestGen
AL, AR, CO, CT, DE, ID +14 moreNiche - V.O.E. only - Harbor FHA, NO income docs needed, FHA - 540 FICO, VA - 540 FICO, Conventional, JUMBO - up to MM, Double-wide manufactured homes, Manual underwrites available /FHA, VA, Bank Statement, ITIN / Foreign, DSCR, VOE Only
Min FICO: 540Majestic Home Loans
AL, AR, CO, DE, HI, IL +13 moreConventional ( LTV, FICO 640) (75% LTV, FICO 680), FHA (90% LTV, FICO 620), VOE only, High balance / FHA, VA, Bank Statement, DSCR, VOE Only, DPA, ARMs, Multi Family, Non Warrantable Condos, No Income Docs, Asset Depletion, USDA
Max LTV: 70%MeMortgage [Use with caution]
AL, AR, CO, IL, IN, LA +13 moreInterest only available with 30 or 40 year term, DTI up to 55 allowed, Credit scores down to 620, All occupancy types allowed, \Multiple financed properties allowed, Max LTV up to (purchase only)FHA, VA, Bank Statement, DSCR, DPA, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Condotels, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, USDA, Close in LLC
Orion Lending
AL, CA, CO, DE, FL, ID +13 morePrograms include JUMBO - DSCR - Down Payment Assistance - Strong FHA/VA - Dual AUS Conventional, Non-TRID COIN/DSCR Cashflow programs available in 32 states with NO LICENSING REQUIRED, Jumbos to LTV and M
Max LTV: 90%Nations Direct
AL, AR, CO, CT, DE, IN +12 moreFHA, VA, Manual underwriting for government programs, Manufactured Homes (min FICO 620), Bank statement / FHA, VA, Bank Statement, DSCR, Interest Only, 40 Year Option, ARMs, Jumbo, No Ratio, Asset Depletion, USDA, Close in LLC, DSCR- No licensing in 18 states (10 to follow), FHA DPA
AmWest Funding
AL, AR, CO, DE, IL, IN +10 moreFHA, VA, Bank Statement, DSCR, VOE Only, Interest Only, 40 Year Option, ARMs, Asset Depletion, P&L only and 1099 only / FHA, VA, Bank Statement, ITIN / Foreign, DSCR- first time home buyer allowed, VOE Only, Interest Only, ARMs, Multi Family, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, USDA, P&L only program
Finance of America
AL, AR, CO, DE, FL, IN +10 moreConventional, Combo HELOC, FHA, VA, Jumbo, Non-QM , Fix and Flip, Commercial, Piggy back 2nd, Cryptocurrency, Investor FHA, VA, Bank Statement, Fix and Flip, Reverse, DSCR, Piggy Back, Interest Only, ARMs, Jumbo, Asset Depletion, USDA, Close in LLC
Sierra Pacific Mortgage
AL, AR, CA, CO, CT, DE +10 moreForward lock, CaLHFA, DPA for first time buyers, Jumbo, Conventional, Homeready, Home possible, FHA, VA, USDA, CalHFA, forgivable equity builder, manufactured, 1st & 2nd combo
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