DSCR lenders

• Nations Direct

  AL, AR, CO, CT, DE, IN +12 more

  FHA, VA, Manual underwriting for government programs, Manufactured Homes (min FICO 620), Bank statement / FHA, VA, Bank Statement, DSCR, Interest Only, 40 Year Option, ARMs, Jumbo, No Ratio, Asset Depletion, USDA, Close in LLC, DSCR- No licensing in 18 states (10 to follow), FHA DPA

  Asset DepletionFHAVAUSDABank StatementITINNo RatioJumbo

• Lendsure

  AR, CO, DE, FL, ID, IL +11 more

  3 month bank statement loans , underwriting fee for bank statement loans, $1295 for full doc loans, and $995 for LLC loans / Bank Statement, ITIN / Foreign, Fix and Flip, DSCR, Bridge, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Condotels, Non Warrantable Condos, Jumbo, No Income Docs, Asset Depletion, Close in LLC, 5-8 unit multi family

  ITINBank StatementAsset DepletionFix & FlipBridgeMixed UseMultifamilyJumbo

• NextRes

  AL, AR, CO, CT, FL, ID +11 more

  No Income, DSCR, Condos, Condotels, non warrantable condos, foreign national, Multi DSCR, Fix and Flip, Commercial, Mixed use bridge, construction, investment bridge

  Mixed UseCommercialForeign NationalConstructionBridgeFix & Flip

• FlexPoint

  AL, AR, CA, CO, DE, HI +10 more

  Non-QM up to .5M, 40 year fixed/ARM, Expanded Doc, DSCR, no LTV hit for purchases with vacant units, Foreign national, ITIN, high LTV, Property Types Available Conforming - no overlays

  ITINForeign NationalBank StatementVA

• LoanWyse

  AL, AR, CO, DE, ID, IL +9 more

  Residential DSCR, ITIN / Foreign / Bank Statement, ITIN / Foreign, DSCR, VOE Only, Commercial, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Non Warrantable Condos, Jumbo, No Ratio, Asset Depletion

  Bank StatementMultifamilyJumboAsset DepletionITINForeign NationalNo RatioCommercial

• FasterFI

  AL, CO, LA, MA, NE, ND +4 more

  DCSR, 660 FICO score, Non owner properties with a max LTV, Foreign National loans, 1X60 and 2x30 day lates

  Min FICO: 660Max LTV: 80%
  Foreign National

• American Freedom Funding

  AL, CO, IN, IA, ME, NV +3 more

  Conv, FHA, VA, Reverse, Non QM, Bank Statement, VOE only, DCR only, Stated Income, Commercial

  ReverseCommercialVOE OnlyConventionalBank StatementVAFHA

• NP, Inc.

  AL, CO, DE, IN, ME, MI +3 more

  NON QM and QM Jumbo, 2 month Bank Statement, ITIN, Asset Depletion, Foreign National, Interest Only, min 680 FICO, jumbo

  Min FICO: 680
  Bank StatementAsset DepletionITINForeign NationalJumbo

• First Guaranty Mortgage

  AL, CO, CT, IN, ME, MI +2 more

  All Government, Fannie and Freddie Products down to FICO 620, Non QM coming back soon

  Bank Statement

• United Wholesale Mortgage (UWM)

  CO, IL, ME, MI, ND, RI +2 more

  Fastest, User friendly, Bank Statement, DSCR, HELOC, Second, Piggyback, VA, VA Jumbo up to 4 million

  VAHELOCJumboBank Statement

New to DSCR? Read our DSCR loan overview.