DSCR lenders

• Advancial

  AL, AK, AZ, AR, CA, CO +45 more

  Non Qm, Federal Credit Union - Lending in all 50 States - loans to 5.0mm+, Acreage and hobby farms - No acreage limit - Agricultural and other zoning restrictions considered, Portfolio ARMs with no pre-pay ,000 to $3,500,000, condo hotels / non Warrantable / ITIN / Foreign, ARMs, Mix Use, Condotels, Non Warrantable Condos, Jumbo, Asset Depletion, Close in LLC

  JumboAsset DepletionBank StatementMixed UseForeign NationalITIN

• So Cal Capital

  AL, AK, AZ, AR, CA, CO +45 more

  1st and 2nd Trust Deeds, Purchase, Refi & Cash Out, Bridge, Stabilize and Fix & Flip, SFR, Multifamily, Apartments, Commercial, Industrial and Land, K to $10 million, Rates starting at , Points starting at 1.5%, 12 – 60 month term, No Prepayment Penalty, Flexible DSCRs, Up to 75% LTV, No Minimum FICO, Lending Nationwide (certain states on a case-by-case basis)

  Max LTV: 75%
  BridgeMultifamilyCommercialLandHELOCFix & Flip

• NexBank (DSCR and Bank Statement)

  AL, AR, CA, CO, CT, DE +18 more

  DSCR long Term rates in + rates 5/1 ARM - For NEX Bank, the website is design doesn’t work for us as we cannot limit user access across the company as all users will have access to personal company financials and other. They are a smaller old fashioned bank with products we bank with 😊 For Nex Bank, all users will need to please secondary for your pricing ********** Also, NEX Bank only accepts loans once they are complete with appraisals in hand. Once you have 1003, all docs and appraisal, you

  VAHELOC

• Remn

  AL, AR, CA, CO, DE, FL +14 more

  conventional, government AND non QM lender , JUMBOS AT LTV, BANK STATEMENT, 1099 ONLY, INVESTOR CASH FLOW, RENOVATIONS / FHA, VA, Bank Statement, ITIN / Foreign, DSCR, Stand Alone 2nd, Piggy Back, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Jumbo, No Ratio, No Income Docs, Asset Depletion, USDA, Close in LLC

  Max LTV: 95%
  ConventionalFHAHELOCRenovationMixed UseMultifamilyJumbo1099 Only

• The Lender (Hometown Equity Mortgage - HTEM)

  AL, AR, CO, DE, ID, IL +14 more

  FHA, VA, Bank Statement, ITIN / Foreign, Reverse, DSCR, DPA, Stand Alone 2nd, Bridge, Interest Only, 40 Year Option, ARMs, Multi Family, Condotels, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, Asset Depletion, USDA, Close in LLC

  Foreign NationalJumboMultifamilyReverseBridgeDPAHELOCUSDA

• WestGen

  AL, AR, CO, CT, DE, ID +14 more

  Niche - V.O.E. only - Harbor FHA, NO income docs needed, FHA - 540 FICO, VA - 540 FICO, Conventional, JUMBO - up to MM, Double-wide manufactured homes, Manual underwrites available /FHA, VA, Bank Statement, ITIN / Foreign, DSCR, VOE Only

  Min FICO: 540
  FHAManufacturedVAConventionalBank StatementITINForeign NationalVOE Only

• Majestic Home Loans

  AL, AR, CO, DE, HI, IL +13 more

  Conventional ( LTV, FICO 640) (75% LTV, FICO 680), FHA (90% LTV, FICO 620), VOE only, High balance / FHA, VA, Bank Statement, DSCR, VOE Only, DPA, ARMs, Multi Family, Non Warrantable Condos, No Income Docs, Asset Depletion, USDA

  Max LTV: 70%
  Asset DepletionHigh BalanceConventionalDPAMultifamilyVOE OnlyBank StatementUSDA

• MeMortgage [Use with caution]

  AL, AR, CO, IL, IN, LA +13 more

  Interest only available with 30 or 40 year term, DTI up to 55 allowed, Credit scores down to 620, All occupancy types allowed, \Multiple financed properties allowed, Max LTV up to (purchase only)FHA, VA, Bank Statement, DSCR, DPA, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Condotels, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, USDA, Close in LLC

  JumboMultifamilyBank StatementUSDAVADPAMixed UseNo Ratio

• Orion Lending

  AL, CA, CO, DE, FL, ID +13 more

  Programs include JUMBO - DSCR - Down Payment Assistance - Strong FHA/VA - Dual AUS Conventional, Non-TRID COIN/DSCR Cashflow programs available in 32 states with NO LICENSING REQUIRED, Jumbos to LTV and M

  Max LTV: 90%
  JumboDPAFHAVAConventional

• True Path Loans

  AL, AR, CA, CO, CT, FL +13 more

  Construction, Hotels, Mixed Use, Fix n Flips, Apartments, Multi Family, Gas Station, Nursing Homes, Cannabis Retail, Condotels, Retail, Industrial, Casino, Car Wash, Warehouse, Restaurants, No Doc, No Income, Full doc, Bank Statement, DSCR, Non-QM, Bridge Loans

  ConstructionMultifamilyBank StatementBridgeMixed Use

New to DSCR? Read our DSCR loan overview.