ITIN lenders
ITIN loans for borrowers without Social Security numbers
18
lenders offering ITIN in our directory
51
states with lender coverage
Advancial
AL, AK, AZ, AR, CA, CO +45 moreNon Qm, Federal Credit Union - Lending in all 50 States - loans to 5.0mm+, Acreage and hobby farms - No acreage limit - Agricultural and other zoning restrictions considered, Portfolio ARMs with no pre-pay ,000 to $3,500,000, condo hotels / non Warrantable / ITIN / Foreign, ARMs, Mix Use, Condotels, Non Warrantable Condos, Jumbo, Asset Depletion, Close in LLC
Remn
AL, AR, CA, CO, DE, FL +14 moreconventional, government AND non QM lender , JUMBOS AT LTV, BANK STATEMENT, 1099 ONLY, INVESTOR CASH FLOW, RENOVATIONS / FHA, VA, Bank Statement, ITIN / Foreign, DSCR, Stand Alone 2nd, Piggy Back, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Jumbo, No Ratio, No Income Docs, Asset Depletion, USDA, Close in LLC
Max LTV: 95%The Lender (Hometown Equity Mortgage - HTEM)
AL, AR, CO, DE, ID, IL +14 moreFHA, VA, Bank Statement, ITIN / Foreign, Reverse, DSCR, DPA, Stand Alone 2nd, Bridge, Interest Only, 40 Year Option, ARMs, Multi Family, Condotels, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, Asset Depletion, USDA, Close in LLC
WestGen
AL, AR, CO, CT, DE, ID +14 moreNiche - V.O.E. only - Harbor FHA, NO income docs needed, FHA - 540 FICO, VA - 540 FICO, Conventional, JUMBO - up to MM, Double-wide manufactured homes, Manual underwrites available /FHA, VA, Bank Statement, ITIN / Foreign, DSCR, VOE Only
Min FICO: 540Nations Direct
AL, AR, CO, CT, DE, IN +12 moreFHA, VA, Manual underwriting for government programs, Manufactured Homes (min FICO 620), Bank statement / FHA, VA, Bank Statement, DSCR, Interest Only, 40 Year Option, ARMs, Jumbo, No Ratio, Asset Depletion, USDA, Close in LLC, DSCR- No licensing in 18 states (10 to follow), FHA DPA
Lendsure
AR, CO, DE, FL, ID, IL +11 more3 month bank statement loans , underwriting fee for bank statement loans, $1295 for full doc loans, and $995 for LLC loans / Bank Statement, ITIN / Foreign, Fix and Flip, DSCR, Bridge, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Condotels, Non Warrantable Condos, Jumbo, No Income Docs, Asset Depletion, Close in LLC, 5-8 unit multi family
AmWest Funding
AL, AR, CO, DE, IL, IN +10 moreFHA, VA, Bank Statement, DSCR, VOE Only, Interest Only, 40 Year Option, ARMs, Asset Depletion, P&L only and 1099 only / FHA, VA, Bank Statement, ITIN / Foreign, DSCR- first time home buyer allowed, VOE Only, Interest Only, ARMs, Multi Family, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, USDA, P&L only program
FlexPoint
AL, AR, CA, CO, DE, HI +10 moreNon-QM up to .5M, 40 year fixed/ARM, Expanded Doc, DSCR, no LTV hit for purchases with vacant units, Foreign national, ITIN, high LTV, Property Types Available Conforming - no overlays
FundLoans
AL, AR, CO, DE, GA, IN +10 moreQM Jumbo, Alt Doc, Non QM Full Doc up to 5M, DSCR, Bank Statement, Cryptocurrency (Bitcoin Only) / Bank Statement, ITIN / Foreign, DSCR, Interest Only, 40 Year Option, ARMs, Condotels, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, Asset Depletion, Close in LLC, CPA P&L Only- We don't need to introduce bank statements for income-qualifying purposes. We also have a 40 Year Fixed term, no IO. , stand alone second mortgage
LoanWyse
AL, AR, CO, DE, ID, IL +9 moreResidential DSCR, ITIN / Foreign / Bank Statement, ITIN / Foreign, DSCR, VOE Only, Commercial, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Non Warrantable Condos, Jumbo, No Ratio, Asset Depletion
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