Bank Statement lenders
Bank statement loans for self-employed borrowers
56
lenders offering Bank Statement in our directory
51
states with lender coverage
Advancial
AL, AK, AZ, AR, CA, CO +45 moreNon Qm, Federal Credit Union - Lending in all 50 States - loans to 5.0mm+, Acreage and hobby farms - No acreage limit - Agricultural and other zoning restrictions considered, Portfolio ARMs with no pre-pay ,000 to $3,500,000, condo hotels / non Warrantable / ITIN / Foreign, ARMs, Mix Use, Condotels, Non Warrantable Condos, Jumbo, Asset Depletion, Close in LLC
Remn
AL, AR, CA, CO, DE, FL +14 moreconventional, government AND non QM lender , JUMBOS AT LTV, BANK STATEMENT, 1099 ONLY, INVESTOR CASH FLOW, RENOVATIONS / FHA, VA, Bank Statement, ITIN / Foreign, DSCR, Stand Alone 2nd, Piggy Back, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Jumbo, No Ratio, No Income Docs, Asset Depletion, USDA, Close in LLC
Max LTV: 95%The Lender (Hometown Equity Mortgage - HTEM)
AL, AR, CO, DE, ID, IL +14 moreFHA, VA, Bank Statement, ITIN / Foreign, Reverse, DSCR, DPA, Stand Alone 2nd, Bridge, Interest Only, 40 Year Option, ARMs, Multi Family, Condotels, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, Asset Depletion, USDA, Close in LLC
WestGen
AL, AR, CO, CT, DE, ID +14 moreNiche - V.O.E. only - Harbor FHA, NO income docs needed, FHA - 540 FICO, VA - 540 FICO, Conventional, JUMBO - up to MM, Double-wide manufactured homes, Manual underwrites available /FHA, VA, Bank Statement, ITIN / Foreign, DSCR, VOE Only
Min FICO: 540Majestic Home Loans
AL, AR, CO, DE, HI, IL +13 moreConventional ( LTV, FICO 640) (75% LTV, FICO 680), FHA (90% LTV, FICO 620), VOE only, High balance / FHA, VA, Bank Statement, DSCR, VOE Only, DPA, ARMs, Multi Family, Non Warrantable Condos, No Income Docs, Asset Depletion, USDA
Max LTV: 70%MeMortgage [Use with caution]
AL, AR, CO, IL, IN, LA +13 moreInterest only available with 30 or 40 year term, DTI up to 55 allowed, Credit scores down to 620, All occupancy types allowed, \Multiple financed properties allowed, Max LTV up to (purchase only)FHA, VA, Bank Statement, DSCR, DPA, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Condotels, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, USDA, Close in LLC
True Path Loans
AL, AR, CA, CO, CT, FL +13 moreConstruction, Hotels, Mixed Use, Fix n Flips, Apartments, Multi Family, Gas Station, Nursing Homes, Cannabis Retail, Condotels, Retail, Industrial, Casino, Car Wash, Warehouse, Restaurants, No Doc, No Income, Full doc, Bank Statement, DSCR, Non-QM, Bridge Loans
Nations Direct
AL, AR, CO, CT, DE, IN +12 moreFHA, VA, Manual underwriting for government programs, Manufactured Homes (min FICO 620), Bank statement / FHA, VA, Bank Statement, DSCR, Interest Only, 40 Year Option, ARMs, Jumbo, No Ratio, Asset Depletion, USDA, Close in LLC, DSCR- No licensing in 18 states (10 to follow), FHA DPA
Lendsure
AR, CO, DE, FL, ID, IL +11 more3 month bank statement loans , underwriting fee for bank statement loans, $1295 for full doc loans, and $995 for LLC loans / Bank Statement, ITIN / Foreign, Fix and Flip, DSCR, Bridge, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Condotels, Non Warrantable Condos, Jumbo, No Income Docs, Asset Depletion, Close in LLC, 5-8 unit multi family
AmWest Funding
AL, AR, CO, DE, IL, IN +10 moreFHA, VA, Bank Statement, DSCR, VOE Only, Interest Only, 40 Year Option, ARMs, Asset Depletion, P&L only and 1099 only / FHA, VA, Bank Statement, ITIN / Foreign, DSCR- first time home buyer allowed, VOE Only, Interest Only, ARMs, Multi Family, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, USDA, P&L only program
See all 46 remaining Bank Statement lenders
Enter your email to unlock the full list, including each lender's programs and the states they operate in.
We'll email you rate and program updates. Unsubscribe any time.
Not sure which Bank Statement lender fits?
Answer a few questions and we'll match you with lenders that work in your state.
Get matched