DPA lenders
Down Payment Assistance programs
7
lenders offering DPA in our directory
29
states with lender coverage
The Lender (Hometown Equity Mortgage - HTEM)
AL, AR, CO, DE, ID, IL +14 moreFHA, VA, Bank Statement, ITIN / Foreign, Reverse, DSCR, DPA, Stand Alone 2nd, Bridge, Interest Only, 40 Year Option, ARMs, Multi Family, Condotels, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, Asset Depletion, USDA, Close in LLC
Majestic Home Loans
AL, AR, CO, DE, HI, IL +13 moreConventional ( LTV, FICO 640) (75% LTV, FICO 680), FHA (90% LTV, FICO 620), VOE only, High balance / FHA, VA, Bank Statement, DSCR, VOE Only, DPA, ARMs, Multi Family, Non Warrantable Condos, No Income Docs, Asset Depletion, USDA
Max LTV: 70%MeMortgage [Use with caution]
AL, AR, CO, IL, IN, LA +13 moreInterest only available with 30 or 40 year term, DTI up to 55 allowed, Credit scores down to 620, All occupancy types allowed, \Multiple financed properties allowed, Max LTV up to (purchase only)FHA, VA, Bank Statement, DSCR, DPA, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Condotels, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, USDA, Close in LLC
Orion Lending
AL, CA, CO, DE, FL, ID +13 morePrograms include JUMBO - DSCR - Down Payment Assistance - Strong FHA/VA - Dual AUS Conventional, Non-TRID COIN/DSCR Cashflow programs available in 32 states with NO LICENSING REQUIRED, Jumbos to LTV and M
Max LTV: 90%Nations Direct
AL, AR, CO, CT, DE, IN +12 moreFHA, VA, Manual underwriting for government programs, Manufactured Homes (min FICO 620), Bank statement / FHA, VA, Bank Statement, DSCR, Interest Only, 40 Year Option, ARMs, Jumbo, No Ratio, Asset Depletion, USDA, Close in LLC, DSCR- No licensing in 18 states (10 to follow), FHA DPA
Sierra Pacific Mortgage
AL, AR, CA, CO, CT, DE +10 moreForward lock, CaLHFA, DPA for first time buyers, Jumbo, Conventional, Homeready, Home possible, FHA, VA, USDA, CalHFA, forgivable equity builder, manufactured, 1st & 2nd combo
American Financial Resources (AFR)
CO, CT, DE, IN, ME, MA +6 moreAFR - DPA (Down Payment Assistance), or 3.5% of an eligible FHA home purchase, No underwriting fees, construction to permanent
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