Lender Directory

VOE Only lenders

Verification of Employment only loans

lenders offering VOE Only in our directory

states with lender coverage

WestGen
AL, AR, CO, CT, DE, ID +14 more
Niche - V.O.E. only - Harbor FHA, NO income docs needed, FHA - 540 FICO, VA - 540 FICO, Conventional, JUMBO - up to MM, Double-wide manufactured homes, Manual underwrites available /FHA, VA, Bank Statement, ITIN / Foreign, DSCR, VOE Only
Min FICO: 540
FHA Manufactured VA Conventional DSCR Bank Statement ITIN Foreign National
Majestic Home Loans
AL, AR, CO, DE, HI, IL +13 more
Conventional ( LTV, FICO 640) (75% LTV, FICO 680), FHA (90% LTV, FICO 620), VOE only, High balance / FHA, VA, Bank Statement, DSCR, VOE Only, DPA, ARMs, Multi Family, Non Warrantable Condos, No Income Docs, Asset Depletion, USDA
Max LTV: 70%
Asset Depletion DSCR High Balance Conventional DPA Multifamily Bank Statement USDA
AmWest Funding
AL, AR, CO, DE, IL, IN +10 more
FHA, VA, Bank Statement, DSCR, VOE Only, Interest Only, 40 Year Option, ARMs, Asset Depletion, P&L only and 1099 only / FHA, VA, Bank Statement, ITIN / Foreign, DSCR- first time home buyer allowed, VOE Only, Interest Only, ARMs, Multi Family, Non Warrantable Condos, Jumbo, No Ratio, No Income Docs, USDA, P&L only program
Bank Statement USDA VA FHA ITIN Asset Depletion DSCR Multifamily
AD Mortgage
AL, AR, CO, DE, ID, IL +9 more
Jumbo, Conv, FHA, Non QM, DSCR, Asset depletion, foreign national * the best non qm and foreigh national lender per Jose * Crypto / Bank Statement, Puerto Rico -LTV , DSCR, VOE Only, Bridge, Interest Only, 40 Year Option, Multi Family, Non Warrantable Condos, Jumbo, No Ratio, Asset Depletion, Close in LLC
Jumbo DSCR Asset Depletion FHA No Ratio Foreign National Conventional Bank Statement
LoanWyse
AL, AR, CO, DE, ID, IL +9 more
Residential DSCR, ITIN / Foreign / Bank Statement, ITIN / Foreign, DSCR, VOE Only, Commercial, Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Non Warrantable Condos, Jumbo, No Ratio, Asset Depletion
Bank Statement ITIN Asset Depletion DSCR Mixed Use Multifamily Commercial Jumbo
Unite Mortgage
AR, CO, DE, IL, IN, ME +8 more
Non QM, Jumbo, Bank Statement, DSCR / FHA, VA, Bank Statement, ITIN / Foreign, 5-8 Unit DSCR, VOE Only, Interest Only, 40 Year Option, ARMs, Multi Family, Non Warrantable Condos, Jumbo, Asset Depletion, first time investor
Foreign National FHA VA DSCR Bank Statement Asset Depletion ITIN Jumbo
Wholesale Mortgage Bankers (WMB)
AL, AR, CO, FL, IL, IN +8 more
Super Jumbo/ Bank Statement, ITIN / Foreign, Fix and Flip, DSCR, VOE Only, Commercial, Interest Only, ARMs, Multi Family, Mix Use, Jumbo, No Ratio, No Income Docs
Super Jumbo Commercial Multifamily Mixed Use Fix & Flip DSCR Bank Statement ITIN
JMAC
AR, CO, DE, IL, IN, ME +5 more
Jumbo, Non QM, Over 3 Million 65 LTV Full Doc Only, AirBnb, Crypto, interest only / FHA, VA, DSCR, VOE Only Interest Only, 40 Year Option, ARMs, Multi Family, Mix Use, Jumbo, No Ratio, No Income Docs, Asset Depletion
Max LTV: 65%
Asset Depletion No Ratio Mixed Use Bank Statement Jumbo Multifamily FHA VA
Pacific Bay Lending
AL, CO, DE, ID, IA, ME +4 more
Residential: CONV/FHA/VA / piggy back / DSCR / Bank Statement / P&L / Asset Depletion / WVOE
Asset Depletion DSCR Conventional VA FHA Bank Statement
American Freedom Funding
AL, CO, IN, IA, ME, NV +3 more
Conv, FHA, VA, Reverse, Non QM, Bank Statement, VOE only, DCR only, Stated Income, Commercial
FHA DSCR Reverse Commercial Bank Statement Conventional VA

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